What to Do if You Receive a Notice of Default Letter

Are You Behind on Your Home Mortgage Payments?

A couple discussing their notice of default letter with a real estate attorneyIf you have stopped making your home mortgage payments, you may have received a Notice of Default letter from the State of Washington.

A Notice of Default Letter is Part of the Foreclosure Process

While the language may be confusing, the purpose of the letter is to inform you that your mortgage lender is taking legal steps towards foreclosure on your home.

A Notice of Default Letter Urges You to Get Legal Help

Once you receive a Notice of Default letter, your options are much more limited. Since you are in danger of losing your home, a Notice of Default letter advises you to contact a housing counselor or attorney as soon as possible to discuss your options. That is sound advice, since an advocate can help you work with your lender to try and avoid foreclosure.

A Real Estate Attorney Can Help You Understand ALL Your Options

A housing counselor can help you with some options, like mediation. An experienced real estate attorney can help you explore all the options that are available for your situation and guide you to the best solution.

We Offer Homeowners FREE Attorney Consultations

Washington Property Solutions offers as part of our service. Our experienced real estate attorneys will guide you step-by-step through the entire process and help you achieve the best possible outcome

Call us at 425-381-2233 and we can arrange for a free real estate attorney consultation.

Other helpful resources:

About Our Free Attorney Consultations
The Benefits of a Short Sale Over Foreclosure
Foreclosure Timeline in Washington State
Short Sale FAQs

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